Alva Review-Courier -

Navigating Medicare can be challenging under the best of circumstances. It becomes even more difficult when someone new to Medicare falls victim to the myths, or misconceptions, about the health care program.

Let’s take a look at the most common myths in hopes that you’ll avoid the confusion that could cost you time or money.

Myth No. 1: Medicare is free.

Medicare’s hospital insurance, known as Part A, has no premium if you’ve worked throughout your life. But the outpatient services coverage, or Part B, does have a monthly premium, as does the prescription drug insurance, or Part D.

In additio...