Articles written by Adriana Morga
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How to talk to older people in your life about scams
NEW YORK (AP) — This summer, Daniel Goldstein's 86-year-old mom got an email that looked like it was from her bank. She was alarmed because she hadn't spent the money it mentioned, so she called a help number on the email. The person on the other e...
Going to college? Here's what you should know about student loans
NEW YORK (AP) — If you're heading to college or starting to think about where you'd like to apply, you're probably considering options for funding your education. If you need to borrow money to pursue your dreams, you are far from alone. According t...
People are losing more money to scammers than ever before. Here's how to keep yourself safe
NEW YORK (AP) — With the help of technology, scammers are tricking Americans out of more money than ever before. But there are steps you can take to keep your money and information safe. In 2022, reported consumer losses to fraud totaled $8.8 b...
People are losing more money to scammers than ever before. Here's how to keep yourself safe
NEW YORK (AP) — With the help of technology, scammers are tricking Americans out of more money than ever before. But there are steps you can take to keep your money and information safe. In 2022, reported consumer losses to fraud totaled $8.8 b...
Your paycheck could clear faster now that the FedNow instant payment service for banks has launched
NEW YORK (AP) — The Federal Reserve launched a new instant payment service Thursday. FedNow allows banks and credit unions to sign up to send real-time payments so they can offer customers a quicker way to send money between banks. FedNow, which w...
How the Supreme Court student loan decision affects you
NEW YORK (AP) — The Supreme Court has ruled the Biden administration overstepped its authority in trying to cancel or reduce student loan debt, effectively killing the $400 billion plan, which would have canceled up to $20,000 in federal student l...
It's almost time to resume student loan payments
NEW YORK (AP) — After three years, the pandemic-era freeze on federal student loan payments will end this fall. It might seem tempting to just keep not making payments, but the consequences can be severe, including a hit to your credit score and e...
Here's how to prepare to start paying back your student loans when the pandemic payment freeze ends
NEW YORK (AP) — A three-year pause on student loan payments will end this summer regardless of how the Supreme Court rules on the White House plan to forgive billions of dollars in student loan debt. If Congress approves a debt ceiling deal negotiate...
Best of CES 2023: Electric skates, pet tech and AI for birds
LAS VEGAS (AP) — Tech companies of all sizes are showing off their latest products at CES, formerly known as the Consumer Electronics show. The show is getting back to normal after going completely virtual in 2021 and seeing a significant drop in 202...
Everything to know to apply for student loan forgiveness
NEW YORK (AP) — President Joe Biden's student loan forgiveness program. announced in August, will cancel up to $20,000 in debt per borrower. The application process is now open, and the administration says the forms should take five minutes to c...
6 tips you can use to help improve your credit score
NEW YORK (AP) — Credit scores are complicated and because rating agencies consider many factors, the process of improving them can look different for everyone. When Willard Carpenter, 68, wanted a loan to open a new business, he realized that his c...
Budgeting can be a challenge. Here are 5 tips to get started
NEW YORK (AP) — Budgeting is key to managing your finances, whether you're trying to pay off debt, start a rainy day fund or deal with the consequences of inflation. Creating a budget is much like trying to eat better or exercise more — everyone tel...
