Articles written by Glen Mulready


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  • Back-to-school insurance tips

    Oklahoma Insurance Commissioner Glen Mulready|Aug 26, 2022

    Summer is coming to an end, and the beginning of the new school year is around the corner. As the parent of two college students and one who recently graduated, I understand how exciting this time is for students and parents. Whether you are a recent high school graduate going into college or a nervous parent getting ready for your child’s first day, it is important to review your insurance policies to make sure your entire family is properly covered. During this busy time of year, I want to remind Oklahomans that having proper insurance can p...

  • Get ready for back-to-school season

    Oklahoma Insurance Commissioner Glen Mulready|Aug 26, 2021

    After a long year of remote learning, hybrid models and constantly changing guidelines, many parents and students are looking forward to going back to school. As a parent of three college kids myself, I know how exciting this is for both students and parents. However, leaving home without proper insurance coverage could spell financial disaster and put your student at risk. Here are some insurance coverage tips that parents and their students should look at before heading off to college: Home Suppose your student is moving into a dorm room. In...

  • How rising construction costs could impact your homeowners insurance

    Oklahoma Insurance Commissioner Glen Mulready|Aug 1, 2021

    If you recently started a home improvement project, you probably have noticed the rise in construction costs. According to Verisk’s (ISO) most recent 360Value Quarterly Cost Update, total reconstruction costs increased 8.1% countrywide, on average, between January 2020 and January 2021. Lumber, iron, steel and labor costs all have increased in just a year. These drastic increases are not exclusive to building materials. These rising construction costs may have a significant impact on your homeowners insurance as well. Homeowners insurance c...

  • Know what's covered

    Glen Mulready, Oklahoma Insurance Commissioner|May 27, 2021

    May is National Mental Health Awareness Month and many people have been experiencing greater stresses since the Covid-19 pandemic. Many families are still facing economic challenges and anxieties about the health of loved ones. In honor of Mental Health Awareness Month, I would like to take a moment to remind Oklahomans that all comprehensive major medical insurance plans are required by law to cover mental health and substance abuse services. Under Oklahoma law, health insurers offering comprehensive health insurance plans must have an...

  • If April showers bring May flowers, get flood insurance today

    Glen Mulready, Oklahoma Insurance Commissioner|Apr 23, 2021

    As a resident of Tulsa for the past 25 years, it was devastating to watch our neighbors’ homes destroyed in May 2019. It was emotional because it was not just the building itself they lost, but also the contents. When my boys and I went out to help clean the waterlogged neighborhoods, we found pictures, keepsakes, kids’ drawings and letters from loved ones—all things that can’t be replaced. We are back to April two years later and I want all Oklahomans to ask themselves if they have the necessary insurance coverage to mitigate its consequ...

  • Insurance checklist for 2021

    Oklahoma Insurance Commissioner Glen Mulready|Jan 29, 2021

    The start of a new year is a great time to reevaluate your insurance policies. Why now? The calendar change gives us a reminder to do something that we often forget about the rest of the year. It’s like replacing the batteries in your smoke detectors when the clocks change. Think about the new “normal” we’re living in right now. Does Covid-19 have you spending more time at home? Did you have a baby? Get married? Purchase a new home or car? Work on new home improvement projects? If so, you'll want to check whether you have the right policy prote...

  • New Year, new holiday tradition: Home inventory update

    Glen Mulready, Oklahoma Insurance Commissioner|Dec 23, 2020

    It’s the most wonderful time of the year! People are busy decorating, gift-shopping and thinking about New Year’s resolutions. Tradition is one of the things that make the holiday season so special. While insurance may be the last thing on your mind during the holidays, the start of a new year is the perfect time to review your insurance coverage and update your home inventory list. When you reflect on the last 12 months, especially with the pandemic, you might realize that some of those changes could greatly affect your insurance needs. The...

  • Covid-19 Tests: A financial warning for consumers

    Glen Mulready, Oklahoma Insurance Commissioner|Dec 16, 2020

    As of December 1, 2020, the Oklahoma State Department of Health has reported over 200,000 cases of the Coronavirus (Covid-19) among Oklahomans since March. Yet, thousands more Oklahoma citizens have also tested negative for the virus. The cost of each test, by law, is free to the public with health coverage, but we have received numerous complaints of a standard Covid-19 diagnostic test costing thousands of dollars. This is an issue we don't regulate, but consumers shouldn't have to make these financial choices. There are multiple alternatives... Full story

  • Ice storm and home insurance: Are you covered?

    Glen Mulready|Nov 1, 2020

    Many Oklahomans are cleaning up after the ice storm that swept through the state this week. But the clean-up is just part of the recovery effort. Navigating through the insurance claim process during this time can be confusing and stressful. Here are some commonly asked questions and the answers about ice storm and home insurance coverage to help make this process a little bit easier. Please note the answer depends on your policy. Q. Will my insurance company pay to repair a roof damaged by the weight of ice or snow? A collapse of a structure,...

  • Get ready for uncertainties

    Glen Mulready, Oklahoma Insurance Commissioner|Sep 25, 2020

    The pandemic has caused anxiety, depression and a feeling of restlessness for most of us. We worry about our health, family, jobs and finances. No one knows what the future holds and most of us feel powerless during these unique times. However, there is still something you can have control over: taking care of your loved ones. One of the best and easiest ways to do this is purchasing life insurance. Life insurance is not for the people who die – it is for the people who live. Life insurance would ensure your loved ones would be in a good financ...

  • Three Medicare preventive services to keep Oklahomans healthy amid COVID-19

    OK Ins Commissioner Glen Mulready|Aug 21, 2020

    As the COVID-19 pandemic continues to affect our lives, patients are deferring routine medical visits or preventive services out of concern for their safety and health. However, these visits are critical, especially for people with certain medical conditions and older adults who are at the highest risk of contracting influenza and pneumonia. With Medicare reimbursing for telehealth visits, patients can now use video or telephone instead of face-to-face encounters for their preventive visits. Medicare beneficiaries pay nothing for most preventiv...

  • Celebrate Independence Day without an insurance claim

    Oklahoma Insurance Commissioner Glen Mulready|Jul 3, 2020

    For many Oklahomans, Independence Day means celebrating with a cookout, fireworks, road trips and boating. Independence Day reminds us each year of our country’s beginning and the freedoms we enjoy. The annual holiday allows us to spend more time with those we love, but it may also raise the risk of filing an insurance claim. As many cities and towns have canceled or postponed their Fourth of July events due to the COVID-19 pandemic, the risk of having a claim significantly increases if you plan on hosting your own celebration. Before you go s...

  • Celebrate Independence Day without an insurance claim

    Oklahoma Insurance Commissioner Glen Mulready|Jul 1, 2020

    For many Oklahomans, Independence Day means celebrating with a cookout, fireworks, road trips and boating. Independence Day reminds us each year of our country’s beginning and the freedoms we enjoy. The annual holiday allows us to spend more time with those we love, but it may also raise the risk of filing an insurance claim. As many cities and towns have canceled or postponed their Fourth of July events due to the COVID-19 pandemic, the risk of having a claim significantly increases if you plan on hosting your own celebration. Before you go s... Full story

  • Letter to Oklahomans: We're all in this together

    Glen Mulready|Apr 17, 2020

    Very few Oklahomans, if any, have faced a pandemic like COVID-19 in their lifetime. This pandemic has changed our daily routines in an instant and has created a new normal for many for us. Our kids' schools are closed for the remainder of the school year and have transitioned to distance learning. My wife is leading her Bible study online. Many of us are video calling with family and friends from down the street to across the country. My team of dedicated state employees is working tirelessly, away from the office to do what is best for...

  • Letter to Oklahomans:

    Glen Mulready, Oklahoma Insurance Commissioner|Apr 15, 2020

    Very few Oklahomans, if any, have faced a pandemic like COVID-19 in their lifetime. This pandemic has changed our daily routines in an instant and has created a new normal for many for us. Our kids' schools are closed for the remainder of the school year and have transitioned to distance learning. My wife is leading her Bible Study online. Many of us are video calling with family and friends from down the street to across the country. My team of dedicated state employees is working tirelessly, away from the office to do what is best for...

  • New year, new you

    Glen Mulready, Oklahoma Insurance Commissioner|Jan 16, 2020

    Have you made your New Year’s resolutions yet? If your goal is to get in shape or quit smoking, you might be able to get some help from your health plan and the Oklahoma Insurance Department (OID). OID is partnering with healthcare organizations across the state to raise awareness on the benefits of quitting smoking and the free resources available to those who want to quit. Join us for Quit Week in Oklahoma, Jan. 15–22, to encourage and remind people that it is OK to Quit and it is OK to ask for help. Check out our OK to Quit campaign for mor...

  • 'Tis the season for porch pirates

    Glen Mulready|Dec 13, 2019

    It’s the most wonderful time of the year. Whether you are buying gifts for other people or treating yourself with seasonal deals, the holiday season usually means a spike in packages delivered to your place of residence. With millions of packages expected to arrive on doorsteps this week following Black Friday and Cyber Monday, it is also the time of year for porch pirates. According to a 2017 survey from InsuranceQuotes.com, almost 26 million Americans say they’ve had a package stolen from a porch or doorstep during the holidays. Here’s what...

  • Deep-fried turkey?

    Glen Mulready|Nov 24, 2019

    Thanksgiving is almost here and by now many of you are either thawing your turkey or packing the car for a family trip. According to the National Fire Protection Association (NFPA), there are three times as many home cooking fires on Thanksgiving than any other day. In 2017, U.S. fire departments responded to an estimated 1,600 home cooking fires on Thanksgiving Day. Many Oklahomans may be considering deep-frying the holiday bird, but that method can present some serious dangers. NFPA says deep fryer fires result in more than $15 million in pro...

  • Get ready for open enrollment 2020

    Glen Mulready|Nov 3, 2019

    Open enrollment for 2020 individual health insurance plans under the Affordable Care Act (ACA) starts Nov. 1 and ends Dec. 15. If you want your coverage to start on Jan. 1, you must sign up by Dec. 15. With a new insurer available for the Oklahoma City area, there are some important things you need to know about the 2020 open enrollment before you apply. I urge all Oklahomans who plan to enroll for 2020, to not automatically renew. Look closely for changes. In 2017 and 2018, Blue Cross Blue Shield of Oklahoma (BCBSOK) was the only insurance...

  • Get ready for electric scooters: Who is responsible?

    Glen Mulready|Oct 20, 2019

    Fall is finally here in Oklahoma. Between the golden leaves and cool crisp air, you will begin to see electric scooters flooding the city streets. These rental scooters can be found along the curb in hundreds of U.S. cities including Oklahoma City, Tulsa, Norman and Stillwater. Before you download the app and hop on, there are a few things you should know to protect yourself. According to Consumer Reporters, eight people in the U.S. have died while using a rent-by-the-minute dockless electric scooter since the fall of 2017. One of those deaths...

  • National Preparedness Month: Steps to help you get ready now

    Glen Mulready|Sep 22, 2019

    September is National Preparedness Month. Oklahoma Insurance Department is joining the rest of the nation in raising awareness about the importance of preparing for future emergencies and disasters. For Oklahomans, it is not if but when a disaster will affect us or our community. Unpredictable weather in Oklahoma can be dangerous and scary, but preparing ahead will not only ease your mind but also save you a lot of money in future disasters. Follow these 4 steps to be #PreparedNotScared. Save Early for Disaster Costs Americans at all income...

  • Get ready to fight Medicare fraud

    Glen Mulready, Oklahoma Insurance Commissioner|Jun 16, 2019

    Over the last 25 years, we’ve witnessed amazing advances in science and medicine. What was once thought impossible is now being accomplished. Genetic testing is one example. With a small sample of saliva, your risk for certain diseases can be predicted. Unfortunately, just as technology has evolved with these tests, so have the opportunities for scammers. This month, the U.S. Department of Health and Human Services Office of Inspector General sent out an alert about fraud schemes involving genetic or DNA testing. These scams have been targeting...