Alva Review-Courier -

If you spend any time around Millennials, you have probably heard the term YOLO. For a man who has eased passed the half century mark, YOLO sounds like gibberish. For those of you that have not yet been introduced to the term, it means You Only Live Once. Therefore, you need to go for the gusto (that is a phrase a guy my age can understand), because this life is all you have.

Last year, I had the unfortunate task of helping my mother prepare for death. She skimped and saved much of her life, and managed to put aside a small amount of money for her final expenses, with a modest amount left over...