Alva Review-Courier -

Credit score

 

August 3, 2018



“I would rather be debt free than have a perfect credit score.” — Holly Johnson

Managing credit is something from which we can all profit, and that is not just a play on words.

Before the days of Credit Karma, Experian and Equifax, how was credit determined? When Nicki and I made our first real-estate purchase in 1975, Gertrude Meyers, then president of what was to become BancCentral, seemed more interested in my father’s co-signature than in the value of the purchase. A co-signer promises to pay the note if the borrower defaults.

It’s not so simple today. Having 20 percent dow...



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