Credit score
August 3, 2018
“I would rather be debt free than have a perfect credit score.” — Holly Johnson
Managing credit is something from which we can all profit, and that is not just a play on words.
Before the days of Credit Karma, Experian and Equifax, how was credit determined? When Nicki and I made our first real-estate purchase in 1975, Gertrude Meyers, then president of what was to become BancCentral, seemed more interested in my father’s co-signature than in the value of the purchase. A co-signer promises to pay the note if the borrower defaults.
It’s not so simple today. Having 20 percent dow...
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