Retirement. You have now become one of the thousands in our country who are leaving the work-force. Regulations, age or health issues have taken their toll. But you simply aren’t ready to give up the job that has been a crucial part of your life. You are competent in your profession, and you are confident that you still have a lot to give. You love what you do, and you feel it isn’t fair to have to walk away and let someone else take over ... in your eyes, a someone who is less qualified, with an enormous amount to learn before being able to even carry your boots to work. But yet, you are putt...