Alva Review-Courier -

The stock market is down, inflation is high, cost-of-living is greater than ever while low unemployment statistics continue to break records. The Federal Reserve has begun a series of interest increases, the effect of which is yet to be seen. The housing market has gone ballistic; in some instances, properties have increased 26%, according to The Economist magazine.

For a decade, mortgage interest rates have stayed low, making loan payments more affordable for the home buyer and the real estate investor as well. After the housing bubble burst in 2008, lenders are more cautious in their loans,...