April is Financial Literacy Month. This time each year reminds consumers to reflect on their financial well-being and consider possible changes to their behavior.
As the world opened back up following the pandemic, Americans pulled out their credit cards in record numbers to spend at historically high levels. A quick Google search of reputable sources will pull up some alarming statistics. Consumers currently hold a record $1.13 trillion in credit card debt. Approximately 82 percent of Americans hold at least one card, with the average consumer possessing 3.8 credit cards and 2.3 retail cards....
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