MINDANAO, Philippines (AP) — Joemar Flores, a spindly 28-year-old, gestured across his family's farmland, nestled between a steep hill and a river, and expressed gratitude for the rice paddies in the distance.
They're still there, producing food and an income for him, thanks in part to a novel form of insurance that is increasingly being used to help vulnerable populations build resilience to climate change.
Back in 2022, the young father of a toddler and a newborn faced ruin when heavy rains and violent winds decimated his rice crop.
"We were very discouraged," he recalled, as he pointed to a...
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