If your Christmas gifts haven’t been opened yet, they soon will be. Unfortunately, the bills and impact of all those gifts will show up in January. When I was newly married, we didn’t have much money for Christmas so we used credit cards and then spent several months paying them off. I knew a few people who set up special accounts or set aside money during the year to plan for holiday spending.
The data for 2024 isn’t compiled yet, but USA Facts says Americans spent an estimated $586.98 billion on retail in December 2023, or about $1,750 per person. For comparison, people spent an estimated $5...
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