Alva Review-Courier -

One of the topics my clients most like to discuss and ask me about is the economy and my views on whether we are headed for hard times. I don't have any more insight into the economy than anyone else, so I have no clue whether there are good times or bad times ahead, but I do want to share a story that's burned into my psyche about always believing the end is around the next corner.

My Grandfather, who I loved and respected with all my might, was 23 years old with a wife and two children at the time of the Great Depression. Like it did for so many of his generation, the Great Depression affect...