Alva Review-Courier -

September is National Preparedness Month. Oklahoma Insurance Department is joining the rest of the nation in raising awareness about the importance of preparing for future emergencies and disasters. For Oklahomans, it is not if but when a disaster will affect us or our community. Unpredictable weather in Oklahoma can be dangerous and scary, but preparing ahead will not only ease your mind but also save you a lot of money in future disasters. Follow these 4 steps to be #PreparedNotScared.

Save Early for Disaster Costs

Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful circumstances, having access to personal records is crucial for starting the process of recovery quickly and efficiently. Taking the time now to collect and secure these critical records will give you peace of mind and, in the event of an emergency, will ensure that you have the documentation needed to start the recovery process without delay.

Make a Plan to Get Ready for Disasters

Make a plan today. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you’ll contact one another and reconnect if separated. Establish a family meeting place that’s familiar and easy to find.

Teach Youth to Get Ready for Disasters

Emergencies and disasters can happen at any time, often without warning. Disaster planning, response, and recovery efforts must take into account the unique needs of children, who make up roughly a quarter of the U.S. population. Getting the kids involved in building their own emergency kit is a great way to enhance a community’s resilience and help develop future generations of prepared adults. Teach children what to do in an emergency if they are at home or away from home. Help your kids know how to communicate during an emergency by reviewing these topics with them:

• Sending text messages

• Emergency contact numbers

• Dialing 9-1-1 for help

Get Involved in Your Community’s Preparedness

Every community has voluntary organizations that work during disasters. Visit https://www.nvoad.org to see what organizations are active in your community. If you have a disability, contact your city or county government’s emergency management agency or office. Many keep lists of people with disabilities so they can be helped quickly in a sudden emergency. For more insurance information, contact the Oklahoma Insurance Department at 1-800-522-0071 or visit our website at http://www.oid.ok.gov.